About Steve

With over 30 years of experience in the financial services industry, Steve A. Mullins has dedicated his career to helping families, retirees, and business owners protect what they’ve built and create the legacy they envision.

Steve began his career in Chicago as a licensed stockbroker, earning his first financial license in 1992. Over the years, he expanded his expertise across multiple areas of retirement and wealth planning, holding Series 7, 6, 63, and 65 licenses, along with state Life, Annuity, and Health credentials. His well-rounded background allows him to blend traditional investment knowledge with modern retirement and insurance strategies that fit today’s economic realities.

Today, Steve serves clients offering guidance in:

• Medicare and Healthcare Planning — State-licensed and federally trained to help clients avoid costly mistakes.
• IRA and 401(k) Planning — Helping pre-retirees and retirees create reliable income strategies.
• Income & Asset Protection — Using annuities, life insurance, and tax-efficient tools to protect wealth.
• Legacy & Estate Strategies — Ensuring clients pass their values and assets to the next generation.

Supporting Business Owners

In addition to working with individuals and retirees, Steve specializes in helping small business owners protect and grow their companies through smart financial design. His work includes:

• Structuring buy-sell agreements to ensure smooth ownership transitions.
• Implementing key person and executive bonus insurance to safeguard operations.
• Designing retirement and exit strategies that allow owners to transition on their own terms.
• Teaching business clients how to use financial tools and strategies to reduce risk, retain employees, and strengthen long-term value.
  
  

Steve understands that business owners face unique financial challenges — balancing personal wealth, business liquidity, and future succession. He helps them create integrated strategies that protect both their company and their family’s future.

Personal Philosophy

Steve’s approach is simple: advise each client like family.

He believes honest, transparent communication and education are the foundation of every great financial relationship. His mission is to help retirees and entrepreneurs solve their two greatest worries — outliving their money and managing rising healthcare costs — through sound planning, proven strategies, and faith-based stewardship.

Beyond the Office

Married for over 25 years, Steve and his wife are proud parents of two daughters. When he’s not working with clients, he enjoys spending time with family, serving his church, and helping people find confidence in their financial journey.